CORPORATE GENERAL INSURANCE

Comprehensive General Liability Insurance

This policy is a combination of Product and Premises cover with additional extensions which make this one of the most preferred liability policies worldwide. The basic structure of the policy is as below:

• General Liability cover
  Within named premises and outside named premises (provision of location independent cover)
• Product Liability + Completed operations
  Not only your product can be covered but also completed operations like commissioned machinery, designed interiors after the same have been completed and handed over to your clients
• Personal and Advertising Injury including Libel, Slander
  Coverage to extend beyond primary bodily injury and property damage. This feature provides reputation damage coverage towards third parties

Professional Indemnity

Professional Indemnity Insurance protects professionals against claims made against them by their past or present client – legally liable.  Professional Indemnity is available to professionals in different industries and it covers the costs and legal defense costs, as well as any damages payable.

Directors & Officers Liability

Directors and Officers Liability Insurance (often called “D&O”) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. Intentional illegal acts, however, are typically not covered under D&O policies.

Medical Malpractice Insurance

Most physicians don’t realize how important their medical malpractice insurance coverage is—until it’s too late. The truth is, whom you choose as your medical malpractice insurer is probably the most important decision you’ll make for yourself and your practice. Your medical malpractice coverage is your defense against reputation-damaging and savings-draining claims filed against you. Don’t entrust your reputation and assets to just anyone, trust the Medical Malpractice Policy.

Employers Liability Insurance

An insurance policy that protects employers from liabilities arising from disease, fatality, or injury to employees resulting from workplace conditions or practices. Some jurisdictions make it compulsory for employers to buy such insurance.

Motor Fleet Comprehensive & Third Party Insurance

Comprehensive Motor Fleet Insurance covers loss of or damage to the vehicle caused due to road traffic accidents including; theft, fire, vandalism, weather, falling objects and animal damage.

Liability insurance (Motor Third Party) purchased by an insured (the first party) from an insurer (the second party) for protection against the claims of another (the third) party. The first party is responsible for its own damages or losses whether caused by itself or the third party.

Deterioration of Stocks Insurance

Deterioration of Stocks insurance is introduced to meet the requirement of those who wanted to insure themselves against deterioration of goods they placed in cold storage, which might arise due to a breakdown of insured machinery under Machinery Breakdown insurance policy. D o S is not insured on stand-alone basis.