INDIVIDUAL GENERAL INSURANCE

HomeSafe

Home Safe Insurance

• Loss of &/or damage to building and its permanent fixtures arising out of fire and allied perils namely Fire, Lighting, Storm, Tempest, Flood, Inundation, Explosion, Aircraft damage, Bursting of pipes, Impact damages
• Theft, &/or burglary following forcible &/or violent entry &/or exit
• Accidental & Malicious damage
• Loss of Rent

MotorSafe

Motor Comprehensive Insurance

• Motor Comprehensive Insurance coverage as per Unified Motor Policy
• Comprehensive cover includes perils comprising accidental damage, Storm, Tempest and flood, Hurricane, Earthquake, Riot, Strike and Civil commotion in accordance with schedule of vehicles provided to insurers and including:
• Legal liability in respect of:
  1. Death – OMR. 15,000/-
  2. Bodily injury to third parties – As per Sharia law
  3. Third Party Property Damage up to RO.150,000/-
• Cover for Driver, Passenger & Family
• UAE extension

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Motor Third Party Liability Insurance

• Legal liability in respect of:
  1. Death -OMR.15,000/-
  2. Bodily injury to third parties – As per Sharia law
  3. Third Party Property Damage up to RO.150,000/-
  4. Cover for Family, Driver & Passenger
  5. Cover for family as well
  6. UAE extension

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Domestic Safe Insurance

• Medical Expenses for treatment following any accidental injury arising out of her/his occupation – governed as per Sharia law
• Personal accident cover against:
  1. Death
  2. Permanent Total Disability
  3. Repatriation expenses following admissible claim arising out of death or permanent total disability (includes passage for one escort)

Accident Safe (Personal Accident Insurance)

• Accidental death
• Permanent Total or partial Disability following accident
• Medical Expenses arising out of an accident – governed by Sharia Law
• Repatriation expenses following admissible claim arising out of death or permanent total disability (includes passage for one escort)

Householders Comprehensive Insurance

Loss of &/or damage to:

• Building and its permanent fixtures
• Contents
• Personal valuables – arising out of fire allied perils namely Fire, Lighting, Storm, Tempest, Flood, Inundation, Explosion, Aircraft, Accidental & Malicious damage Bursting of pipes and Impact damages
• Theft, &/or burglary following forcible &/or violent entry &/or exit
• Loss of Rent
• Public liability extension

TravelSafe

Travel Insurance

• Medical, hospitalization, surgical and pharmaceutical expenses abroad
• Extension of stay of the insured abroad
• Emergency dental care abroad
• Repatriation Expenses
• Loss of passport, Driving License, National Identity Card
• Trip cancellation abroad
• Delayed departure
• Compensation for in-flight loss of checked-in baggage
• Accidental death
• Permanent Total Disability due to Accident

YachtSafe

Pleasure Craft Insurance

• Covers loss of or damage to the vessel hull, machinery & other equipment’s caused by:
• Accidental means such as Stress of Weather, Fire, lightning, collision, STFI etc
• Theft of the vessel or machineries following forcible entry into the vessel.
• Third Party Liability up to a limit of RO.10,000/- in aggregate
• Cover can be extended to include personal effects of the insured up to a maximum limit of RO. 1,000/- in aggregate